CIMB e-Zi Tunai: eligibility and costs

Conditions & documents

• Employees: two years of EPF statements with at least 13 months of contributions.
• Self-employed: evidence of business establishment, Form B and relevant tax records.
• At least three months of employment or business establishment; separate document requirements still apply.

Fees & pricing

Check the official fee schedule. The bank’s example uses stamp duty of 0.5% or a minimum RM10.

Published effective rate: 6.88%–41.70%. Provider-published figures; term and customer profile can affect the rate.

Before applying

Confirm net proceeds, total repayment, instalment dates and all charges in the official offer. Meeting minimum income alone does not guarantee approval.