Monthly repayment calculator
Calculate instalments, interest and total repayment.
Loan details
Illustrative estimateRM
%
RM
Not added to the instalments.Estimated monthly instalment
RM 625.00/month
Total interestRM 7,500.00
Total repaymentRM 37,500.00
Estimated net proceedsRM 30,000.00
Based on the rate you entered. This is not an offer or an approval decision.
Compare terms & formula
Payment = [principal × (1 + annual rate × years)] ÷ number of months.
| Months | Monthly | Total |
|---|---|---|
| 12 | RM 2,625.00 | RM 31,500.00 |
| 36 | RM 958.33 | RM 34,500.00 |
| 60 | RM 625.00 | RM 37,500.00 |
| 84 | RM 482.14 | RM 40,500.00 |
Mathematical estimates for comparison. Confirm the rate and convention in the provider’s PDS. BNM reference
What to know
Flat and reducing-balance rates use different formulas. Select the method stated in your offer. Actual totals can differ with dates, rounding, fees and insurance.
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